The right card,at the right time.

Steward picks the best card in your wallet at checkout, considering card rewards, loyalty programs, and upcoming vacations.

Download on the App Store See the flow

Real-Time AlertsAll Major IssuersMajor Loyalty Programs

Steward's Home screen recommending the American Express Gold card at Frothy Monkey Roasting Co., 4.0 cents back per dollar

300+ issuers supported

Three steps, no spreadsheet

The best card appears
before the receipt does.

Steward is designed for the real world: hands full, line moving, and no time to compare fine print.

Arrive with context

Steward recognizes the merchant and category while you are still deciding what to buy.

Score every card

Base rates, quarterly bonuses, merchant offers, and acceptance data are ranked together.

Optimize for your goal

Recommendations can favor cash back, travel points, status progress, or a specific trip.

Respect loyalty status

Hotel, airline, and retail tiers become part of the value calculation instead of a footnote.

Your whole wallet,
working.

Cards, memberships, goals and trips in one place, all feeding the same pick.

Home screen naming the right card to use at a dining stop

Download on the App Store

Stacked benefits

The full value is rarely in one line item.

Steward breaks a recommendation into the reasons it wins.

So you trust the nudge instead of guessing.

Frothy Monkey Roasting Co.Coffee

American Express Gold

4.3¢back per $1

How this adds up

Earn rate on coffee4×

Point value1.07¢

You earn4.3¢ / $1

Estimates for guidance, not financial advice.

Goal-aware rewards

The best card changes when your destination does.

The right choice isn't always the highest multiplier. It's the one that gets you where you want to go. Steward prioritizes recommendations based on the rewards you actually want to earn.

Points and miles accumulation

Hotel and airline tier progress

Cash-back savings targets

Trip planning inputs

Tokyo Trip

In 89 daysInternational

Tokyo, Japan

Dec 22, 2026 – Dec 29, 2026 · 7 nights

Booking Calculator

Seven ways to pay each leg, at what your points are worth to you.

Hilton TokyoAdd prices to compare

Add another booking

Lock screen widget

Your best card
for every purchase.

Tap the Steward widget on your lock screen and your best card opens in Apple Wallet, ready to hold near the reader.

About Us

The team behind Steward

Steward is built by two Wake Forest students who left comfortable paths to help people stop leaving rewards on the table.

Aidan Stein

Founder

Wake Forest University, Economics '26

While working in finance Aidan realized how intentionally confusing the rewards space is. After seeing private wealth management clients and their advisors struggle to navigate the space, he built Steward to solve this headache for all Americans.

Connect on LinkedIn

Avikar Khakh

Technical Co-Founder

Wake Forest University, Computer Science '26

Following industry experience and prior technical projects, Avikar leads our development team. He is building the model that powers card recommendations, preserves points value, and optimizes redemption.

Connect on LinkedIn

Live on iOS

Free to download on iPhone. Add the cards you already carry and Steward tells you which one to use, wherever you are.

Download on theApp Store

Prime Visa

now

At Whole Foods Market · 5x groceries

5x at Whole Foods Market

3,500+ cards

Every major issuer

Major hotels

Marriott, Hilton & more

Major airlines

Delta, United & more

50+ categories

Dining, travel, gas & more